Klarna's Pay in 4 is a flexible payment option that lets you divide your purchase into four interest-free installments. The first payment is made when your order ships, and the remaining three payments are automatically charged to your chosen payment method every two weeks.

To use Klarna, you must be a U.S. resident, at least 18 years old, have a valid debit or credit card or bank account, a positive credit history, and the ability to receive verification codes via text. Klarna accepts most debit and credit cards, including Mastercard, Visa, Discover, and American Express, as well as checking accounts for ACH payments. Prepaid cards are not accepted.

If there's an issue, such as receiving the wrong or faulty items, you don't need to pay for those items. Contact 4Patriots for a resolution, and inform Klarna about the problem through the Klarna app to pause your payment plan until the issue is resolved. Follow our return instructions and report the return in the Klarna app. This ensures your payment plan is updated to reflect the return.

Yes, you can make early payments through the Klarna app by selecting "Payment Options" for your purchase.

If your question isn't answered here, visit Klarna's full FAQ page or reach out to their customer service through their website.